Semi-annual Bank Account Opening Survey (BAOS) Report January to June 2025

Published: Tuesday May 12th, 2026

The Central Bank of The Bahamas’ semi-annual Bank Account Opening Survey (BAOS) monitors the account opening process at commercial banks, with the inaugural survey covering the first half of 2024. This report analyses the third iteration of the survey, which covers the first half of 2025. The indicators tracked in the survey provide a baseline to target and monitor improvements in the ease of access to transactional banking and payments services, in line with promoting a more efficient and inclusive domestic financial system. In this regard, the Central Bank expects that the results will help inform policies and reforms that favourably impact the outcomes for customers of Central Bank’s supervised financial institutions.

For full text reading, please download the attached document.